global player

  At XN, we take global risk management personally.  


XN crafts insurance products that protect thousands of members and families worldwide. With our broker-partners, we are constantly striving to develop risk-management solutions that better respond to the needs of expatriates, companies with international operations and high net worth individuals.


XN is backed by A-rated carriers that are known worldwide, including Lloyd's of London, our privileged partner. We have the flexibility to provide coverage in over 170 countries, making us the ideal provider for those who want to work and live abroad with the security they enjoy at home.
XN is part of the Henner Group, a global leader in the insurance industry. We are now one of the world’s largest companies specializing in expatriate insurance, administrative platforms for healthcare products and property and casualty solutions.

our journey

XN was founded in 2001. At that time, we believed that expatriates (“X”) would greatly benefit from a network (“N”) that could provide them with insurance products and services that were more precisely attuned to their needs. Ever since, in partnership with brokers and other clients worldwide, we have worked tirelessly to provide our insured members with a personal risk management solution that they can take anywhere.

In 2011, XN was acquired by the Henner Group, an international insurance leader with offices in Paris, Singapore, Dubai and other world capitals. Together, we now form one of the world’s largest companies specializing in expatriate insurance and administrative platforms for healthcare products, as well as property and casualty solutions.

When you deal with XN, you quickly realize that we are genuinely dedicated to helping brokers, companies and individuals achieve long-term success through security and peace of mind.

the group's numbers (USD)

$ 1.65 Billion
Administered premium
$ Million
employees in 23 countries
corporate client companies and groups
$ Million
Treatments reimbursed every year
1.5 Million
beneficiaries covered
countries and territories
average customer loyalty